been sentenced for such offenses and not yet entitled to criminal record remission but repeat their violations, shall be subject to warning, a fine of between five million dong and fifty million dong, non-custodial reform for up to three years or a prison term of between three months and three years. 2. Committing the crimes more than once or gaining big illicit profits, the offenders shall be sentenced to between two and seven years of imprisonment. 3. The offenders may also be subject to a fine of between three million dong and thirty million dong. Article 163.- Usury 1. Those who provide loans at an interest rates ten or more times higher than the maximum interest rate prescribed by law, which is of exploitative nature, shall be subject to a fine of one to ten times the interest amount or to non-custodial reform for up to one year. 2. If big illegal profits are gained, the offenders shall be sentenced to between six months and three years of imprisonment. 3. The offenders may also be subject to a fine one to five times the illicit profits, to a ban from holding certain post, practicing certain occupations or doing certain jobs for one to five years. Article 164.- Counterfeiting stamps and/or tickets, trading in counterfeit stamps and/or tickets 1. Those who make and/or trade in counterfeit stamps and/or tickets of all kinds in great quantity or who have already been administratively sanctioned for such acts or have already been sentenced for such offenses, have not yet been entitled to criminal record remission but repeat their violations, shall be subject to a fine of between five million dong and fifty million dong or sentenced to between six months and three years of imprisonment. 2. Committing the crimes in one of the following circumstances, the offenders shall be sentenced to between two and seven years: a) In an organized manner; b) Abusing positions and/or powers; c) Big illicit profits are gained d) Dangerous recidivism. 3. The offenders may also be subject to a fine of between three million dong and

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