c) Delaying the handling of electricity incident without plausible reason. 2. Committing the crime and causing very serious or particularly serious consequences, the offenders shall be sentenced to between two years and seven years of imprisonment. 3. The offenders may also be subject to a fine of between two million dong and twenty million dong, a ban from holding certain posts, practicing certain occupations or doing certain jobs for one to five years. Article 178.- Illegally using reserve funds for supplementation to the charter capital of credit institutions 1. Any responsible persons who use charter capital supplementation reserve funds to distribute dividends, causing serious consequences, or who have already been disciplined or administratively sanctioned for such act or have already been sentenced for such offense, not yet entitled to criminal record remission but still commit it, shall be subject to a fine of between ten million dong and five hundred million dong, non-custodial reform for up to two years or a prison term of between three months and two years. 2. Committing the crime and causing very serious or particularly serious consequences, the offenders shall be sentenced to between two and seven years of imprisonment. 3. The offenders may also be subject to a fine of between ten million dong and one hundred million dong, a ban from holding certain posts, practicing certain occupations or doing certain jobs for one to five years. Article 179.- Breaching regulations on loan provision in the operations of credit institutions 1. Those who are employed in the credit activities and commit one of the following acts, causing serious consequences, shall be subject to a fine of between ten million dong and fifty million dong or a prison term of between one and seven years: a) Providing non-secured loans in contravention of law provisions; b) Providing loans in excess of the prescribed limits; c) Other acts of violating law provisions on lending in the credit activities. 2. Committing the crime and causing very serious consequences, the offenders shall be sentenced to between five years and twelve years of imprisonment. 3. Committing the crime and causing particularly serious consequences, the offenders shall be sentenced to between ten years and twenty years of imprisonment.