13. Other staff (1) There shall be such other employees as the Board may from time to time recruit; and the Board shall determine the terms and conditions of service of such employees. (2) Nothing done by an officer or employee of the Corporation shall, if done for the purpose of carrying the provisions of this Act into effect, subject that officer to any civil liability. PART V—FINANCIAL PROVISIONS. 14. Funds of the Corporation (1) The funds of the Corporation shall consist of— (a) any grant of a capital nature from the Government; (b) any loan from the Government, organizations or any person; (c) any moneys that may become payable to the Corporation in the discharge of its functions and commercial activities; (d) donations that may be made to the Corporation; (e) television viewing licence fees and advertising revenue. (2) All income and moneys of the Corporation shall be deposited into the bank account of the Corporation in a bank approved by the Board, and shall only be withdrawn in accordance with the manner prescribed by the Board. 15. Borrowing powers (1) The Corporation may, with the approval of the Minister, borrow sums of money required by it for meeting any of its obligations or to perform any of its functions under this Act. (2) An approval given under subsection (1) may be either general or limited to a particular borrowing or otherwise and may be unconditional or subject to conditions. 16. Estimates (1) The Board shall, within a period of three months before the end of such financial year, make and submit to the Minister for his approval, estimates of the income and expenditure of the Corporation for the next ensuing year. (2) No expenditure shall be made out of the funds of the Corporation unless the expenditure has been approved by the Minister under the estimates for the year in which the expenditure is to be made or in any other supplementary estimates.