-6- vi. Convention for the Suppression of Unlawful Acts against the Safety of Maritime Navigation, 1988 as implemented by Law No. 15 of 2003; vii. Protocol for the Suppression of Unlawful Acts against the Safety of Fixed Platforms located on the Continental Shelf, 1988 as implemented by Law No. 16 of 2003; viii. Convention on the Physical Protection of Nuclear Material, 1980 as implemented by Law No. 12 of 2004; ix. International Convention for the Suppression of Terrorist Bombings, 1997 as implemented by Law No. 27 of 2004; or x. Any other international convention or protocol concerning terrorism or terrorism financing that the State of Kuwait ratified and published as law in the Official Gazette. Terrorist: any natural person, whether located inside or outside Kuwait, who: a. Commits a terrorist act, directly or indirectly, as per the provisions of this Law; b. Acts as an accomplice in a terrorist act; c. Organizes or directs others to commit a terrorist act; d. Contributes intentionally to the commission of a terrorist act by a person or a group of persons acting with a common purpose, with the aim of furthering the terrorist act or with the knowledge of the intent of the person or group of persons to commit the terrorist act. Terrorist organization: any group of terrorists, whether located inside Kuwait or outside who commits any of the acts mentioned in the previous definition. Bearer Negotiable instrument (BNI): monetary instruments in bearer form such as: travelers checks; negotiable instruments including checks, promissory notes and money orders that are either in bearer form, endorsed without restriction, made out to a fictitious payee, or otherwise in such form that title thereto passes upon delivery; and incomplete instruments signed but with the payee’s name omitted. Wire transfer: A financial transaction carried out on behalf of an originator through a financial institution by electronic means with the view to making an amount of funds available to a beneficiary at another financial institution, irrespective of whether the originator and the beneficiary are the same person. Shell Bank: a bank that is incorporated or licensed in a country or jurisdiction in which it has no physical presence and that is not affiliated with a regulated financial group subject to effective consolidated supervision.