(12) “Data”means and includes a representation of information, facts, concepts, opinions, or instructions in a manner suitable for communication, interpretation, or processing by humans or by automated means; (13) “Data fiduciary”means any person, including the State, a company, any juristic entity or any individual who alone or in conjunction with others determines the purpose and means of processing of personal data; (14) “Data principal”means the natural person to whom the personal data referred to in subclause (28) relates; (15) “Data processor”means any person, including the State, a company, any juristic entity or any individual who processes personal data on behalf of a data fiduciary, but does not include an employee of the data fiduciary; (16) “De-identification”meansthe process by which a data fiduciary or data processor may remove, or mask identifiers from personal data, or replace them with such other fictitious name or code that is unique to an individual but does not, on its own, directly identify the data principal; (17) “Disaster” shall have the same meaning assigned to it underclause (d) of section 2 of the Disaster Management Act, 2005 (53 of 2005); (18) “Explicit consent”means consent under section 18; (19) “Financial data”means any number or other personal data used to identify an account opened by, or card or payment instrument issued by a financial institution to a data principal or any personal data regarding the relationship between a financial institution and a data principal including financial status and credit history; (20) “Genetic data”means personal data relating to the inherited or acquired genetic characteristics of a natural person which give unique information about the behavioural characteristics, physiology or the health of that natural person and which result,in particular, from an analysis of a biological sample from the natural person in question; (21) “Harm”includes— (i) bodily or mental injury; (ii) loss, distortion or theft of identity; (iii) financial loss or loss of property, (iv) loss of reputation, or humiliation; (v) loss of employment; (vi) any discriminatory treatment; 3