Justice K.S.Puttaswamy(Retd) vs Union Of India on 26 September, 2018
(ii) e-KYC authentication facility, which may be carried out only using OTP and/ or
biometric authentication modes as specified in regulation 4(2).
4. Modes of Authentication. (1) An authentication request shall be entertained by the
Authority only upon a request sent by a requesting entity electronically in accordance
with these regulations and conforming to the specifications laid down by the
Authority.
(2) Authentication may be carried out through the following modes:
(a) Demographic authentication: The Aadhaar number and demographic information
of the Aadhaar number holder obtained from the Aadhaar number holder is matched
with the demographic information of the Aadhaar number holder in the CIDR.
(b) One-time pin based authentication: A One Time Pin (OTP), with limited time validity, is sent to
the mobile number and/ or e-mail address of the Aadhaar number holder registered with the
Authority, or generated by other appropriate means. The Aadhaar number holder shall provide this
OTP along with his Aadhaar number during authentication and the same shall be matched with the
OTP generated by the Authority.
(c) Biometric-based authentication: The Aadhaar number and biometric information submitted by
an Aadhaar number holder are matched with the biometric information of the said Aadhaar number
holder stored in the CIDR. This may be fingerprints-based or iris-based authentication or other
biometric modalities based on biometric information stored in the CIDR.
(d) Multi-factor authentication: A combination of two or more of the above modes may be used for
authentication. (3) A requesting entity may choose suitable mode(s) of authentication from the
modes specified in sub-regulation (2) for a particular service or business function as per its
requirement, including multiple factor authentication for enhancing security. For the avoidance of
doubt, it is clarified that e-KYC authentication shall only be carried out using OTP and/ or biometric
authentication.
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7. Capturing of biometric information by requesting entity. (1) A requesting entity shall capture the
biometric information of the Aadhaar number holder using certified biometric devices as per the
processes and specifications laid down by the Authority.
(2) A requesting entity shall necessarily encrypt and secure the biometric data at the time of capture
as per the specifications laid down by the Authority. (3) For optimum results in capturing of
biometric information, a requesting entity shall adopt the processes as may be specified by the
Authority from time to time for this purpose.
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Indian Kanoon - http://indiankanoon.org/doc/127517806/
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