Article (23) is an added article that stipulates that the Public Authority for Civil Information, in coordination with competent authorities, is responsible for establishing and designing the basics of electronic authentication and signature in Kuwait. Article (24) stipulates the conditionality of obtaining a license from the competent authority to carry out the issuance of electronic authentication certificates. Article (25) stipulates that the competent authority shall have the right to cancel a license or withdraw an accreditation once the foreign authority for the issuance of electronic authentication certificates commits a violation. Chapter Five came under the title of Use of the electronic documents and signatures by the government. Article (26) stipulates that any governmental body may have the right to accept, submit or keep documents in order to perform its competence. Article (27) gave the governmental body the right to determine the method of format in which electronic documents are to be saved or deposited. Chapter Six handled electronic payment. Article (28) addresses the acceptance of money transfer by electronic means. Article (29) stipulates that every financial institution exercising electronic payment shall adhere to several restrictions. Article (30) defines the negative and positive responsibility of the client. The client is not responsible for any illegal record on his bank account but he is responsible for the illegal use of his account via electronic payment if neglected. Article (31) gave the Central Bank the authority of issuing instructions to the banking and financial institutions in relation to the regulations of electronic payment. Chapter Seven was entitled “privacy and data protection”. Article (32) addresses the confidentiality that the government bodies should keep in regard to the registered personal data and information. Article (33) defines the exception that the security governmental bodies enjoy in storing data related to national security. Otherwise, the individuals have the right to obtain the extract of any official statement. Article (34) stipulates the right of the governmental bodies and individuals in obtaining data and the extent of the estimation of the administrative body the approval of which is required to verify the position of the applicant, nature of data and the purpose thereof. Article (35) stipulates the limitations and obligations of the governmental 31

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